Neha Nagar and others share their thoughts on LinkedIn

Document type: Web page copy

Publication date: 24 May 2025

Neha NagarNeha Nagar • 3rd+Influencer • 3rd+Ex Wealth Mgr (IIFL) | Ft on Forbes Cover 2022 | 5 million communityEx Wealth Mgr (IIFL) | Ft on Forbes Cover 2022 | 5 million communityView my services1w • 1 week ago • Visible to anyone on or off LinkedIn

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My daughter won’t ask me for money at 15.

She’ll already have ₹50 lakhs in her name — and the brains to use it.

We’re not raising her to depend on us — we’re building her financial freedom from day one.

Our plan is simple:
– Parents Invest ₹5,000/month each
– That's ₹1.2 lakhs/year
– 15-year goal: ₹50 lakhs
– Investing in NIFTY50 Index Funds
– Step-Up SIP: +8% every year
– Expected returns: 10% CAGR
– Diversified portfolio
– Review annually

₹50 lakhs won’t just give her money.
It’ll give her options.

Study anywhere.
Start her own business.
Live with freedom.

BUT—we’re not giving her blind cash.
We’re training her to respect money — at every age.

At 10 — she’ll know saving ≠ investing.
At 15 — she’ll track her portfolio like her marks.
At 25 — she won’t ask for a dowry. She’ll bring equity to the table.
Because money without mindset is a liability.
So we’re raising her with both.

Do you think every child should have a portfolio before their first phone?

Let’s talk in the comments.

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Thanks for sharing, Neha
Love this, Neha
Well put, Neha
Thoughtful post, thanks Neha
Definitely worth reading
Insightful
💡 Great insight

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Nisha Mantry • 3rd+

Helping brands & individuals connect with their audience through impactful content | Content & Copywriter | Personal Branding Strategist | Marketing Enthusiast

I love when parents teach their kids the value of money. Giving them property and everything is a different thing but teaching them the value of money is different.

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CS Samarpit Agarwal • 3rd+

Company Secretary

Let the child enjoy and live her childhood to the full, rather than making her life perplexed by making her tracking portfolio and managing it at a mere age of 15.

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